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October 17, 2017

Don't get hacked! Time to get serious about password safety
(BPT) - We all know hiding your house key under the doormat is a terrible idea, but we do it anyway because it's a convenient backup. When it comes to safeguarding passwords, especially in a family setting, people often choose convenience over safety.As families manage their digital information and... More >>


Picking a health insurance plan? Prepare for the unexpected
(BPT) - As many Americans know, fall is the season when we must select our health benefits for the upcoming year. Choosing a health plan can be a daunting task, but selecting the right coverage protects you and your family’s general health needs and can prepare you for an unexpected medical crisis.... More >>


Friends and money don't mix: Money cited as a key cause of stress in friendship [Infographic]
(BPT) - Many consumers admit they would rather talk to their friends about nearly anything - including their love life or family drama - than money. People would rather trip and fall in public than ask a friend to pay them back. One solution? Forty-one percent of millennials say that sending money ... More >>


Paving the way to college: 4 things parents need to know
(BPT) - Senior year: It’s a time to finish college applications, solidify friendships and look forward to the freedom and the responsibility that come once that final bell rings. A lot of feelings surface during that final year, especially for parents. While your son or daughter might be overjoyed ... More >>


'Tis the season: Holiday gifting and budgeting strategies [Infographic]
(BPT) - The Coinstar Holiday Survey, conducted among 2,000 U.S. adults, reports that the majority (65 percent) will set a budget this holiday season. The holiday infographic showcases results including budgeting and shopping strategies, creative gift giving, the 'Scrooge' effect as well as ways to ... More >>


Find Medicare Confusing? Start Here
(BPT) - Navigating Medicare can be challenging. In fact, according to a 2017 UnitedHealthcare survey, nearly 40 percent of Medicare beneficiaries find the program confusing. Learning the basics can help you cut through the confusion and make an informed decision about which coverage option may be t... More >>


Why IRAs are an important part of the retirement planning mix
(BPT) - There are so many questions people have — no matter their age or stage in life — about saving for retirement: When is the right time to start saving? How much should I be putting aside? What are the savings vehicles I should be using? While the answers vary for everyone, depending on their ... More >>


Easy ways to make your data, and your dollars, go further
(BPT) - Wireless providers would love for you to believe that a modern lifestyle requires an endless, unlimited stream of data; and by the way, they'd love to sell it to you! On its face, there's probably nothing wrong with this assumption. Just think about how much of your day is spent on data-dep... More >>


Gig worker gains: Are you grabbing the best possible tax relief?
(BPT) - If you earn all or part of your income these days from freelance or contract work, you're far from alone. A CNN report this year estimates some 34 percent of the U.S. workforce is now part of the so-called gig economy, a segment expected to reach 43 percent - representing some 7.7 million w... More >>


An overlooked benefit to consider this open enrollment season
(BPT) - Being a parent is a balancing act. You are constantly being pulled in different directions and it can be challenging managing all of the things you need to get done. Your company's open enrollment period is a chance to take stock of what benefits your workplace offers that may be able to he... More >>


5 tips to help prepare for open enrollment and save on health care costs
(BPT) - Millions of Americans will soon select or switch their health benefits plan during open enrollment, so now is the time to prepare for that important decision that usually happens once a year. More than 70 percent of Americans say they are prepared for open enrollment, yet most people strugg... More >>


Embracing the awkward: Why you should pay back your friend (and how to do it right)
(BPT) - Spending time with friends is rewarding and fun, but things can become tricky when money is involved. Almost everyone has that friend who conveniently heads to the restroom when the check arrives at a group dinner; or regularly 'forgets' his or her wallet on a coffee run claiming they'll pi... More >>


Don't be misled by these down payment myths
(BPT) - Confused about how much you need for a down payment on a house? You're not alone.Whether it's your first time buying a home or you've been around the block, calculating the right amount for a down payment can be a challenge. Many admit that accumulating down payment funds is one of the more... More >>


All home warranties are not created equal
(BPT) - Having a home warranty is a smart way to help deal with the inevitable home repair problems that all property owners face at one point or another.After all, a good home warranty can mean getting expert help when your HVAC system needs to be fixed, your water heater needs to be replaced, or ... More >>


House hunting and credit: What you need to know
(BPT) - By now it is something of a cliche to call homeownership the American dream. But even if sitting on your own deck, looking over your picket fence and sipping lemonade doesn't move you, homeownership is still one of the best ways to build wealth.For many, owning a home is cheaper than rentin... More >>


Be safe while getting social to avoid social media scams
(BPT) - For many people, social media has become a part of our daily lives. We follow friends on Facebook, share our opinions on Twitter and highlight our latest creative projects on Instagram or Pinterest. According to Statista, 78 percent of all Americans have a social media profile, and that ado... More >>


An Empty Nest Is the Time to Grow Your Nest Egg [Infographic]
-(BPT) - SaveSave... More >>


How to save on healthcare costs in 2018
(BPT) - (BPT) - Your cable bill, entertainment expenses, grocery extras - these often top the list when people sit down to discuss where they can save money.One expense you should consider in 2018 is your healthcare costs. Since autumn marks the beginning of the annual open enrollment period for em... More >>


Open Enrollment Is Here: Get the Scoop on FSAs and HSAs
(BPT) - Learn more about Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) with Visa.Save... More >>


Tips for choosing the Medicare plan that's right for you
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5 unexpected ways life insurance protects your loved ones
(BPT) - More than half of Americans who own life insurance say they purchased it primarily to cover final expenses if something happens to them, according to the 2016 Life Insurance Barometer study. Yet one in four also say they don't think they have enough life insurance - and the mistaken assumpt... More >>


How to lower your monthly mortgage payment
(BPT) - Owning your own home comes with many advantages, including escaping rising rents and the personal and financial stability associated with homeownership. Fortunately, millions of Americans, with less than 20 percent down, have been able to buy a home sooner thanks to mortgage insurance (MI).... More >>


Keeping up with the digital natives [Video]
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3 steps to help freelancers and gig economy workers avoid a tax blunder
(BPT) - More and more people are earning extra cash by freelancing in the sharing economy. That may mean writing on the side, playing music on the weekends, driving for ride-sharing services like Uber or Lyft or selling handmade jewelry on Etsy. No matter how the money flows in, gig economy earners... More >>


You can make retirement happen [Infographic]
(BPT) - Many of us intend to plan and save for retirement, but feel too overwhelmed to act. A new survey from AARP and the Ad Council found that many people are financially savvy in other areas of their life - from coupon clipping to vacation planning - and could apply these same smarts when it com... More >>


Traveling soon? Tips to stay sharp and avoid fraud
(BPT) - If your suitcase is full, don't worry - protecting yourself from fraud doesn't mean more packing.But it does mean you should prepare for the challenge of keeping your personal info safe. According to an Experian(R) survey, 20 percent of respondents had sensitive information like credit or d... More >>


Debunking home ownership myths for millennials
(BPT) - We've all been told, that owning a home is part of the American dream. It's the biggest and most rewarding investment many people will make in their lives. Instead of paying rent every month and having nothing to show for it, paying a monthly mortgage builds equity and wealth.While most kno... More >>


5 mistakes millennials make when it comes to credit
(BPT) - If you're a millennial, you've probably heard enough of grumpy Baby Boomers and Gen Xers grumbling about how lazy the kids are these days or how the younger generation doesn't have a work ethic or has a sense of entitlement.Yes it's true the older generations, who grew up at a time when col... More >>


Tips to achieve the retirement you want [Infographic]
(BPT) - With only 31 percent of middle-income boomers feeling well prepared for retirement, it's safe to say many will face a set of unprecedented financial obstacles in their later years. To achieve the retirement you want, consider the following tips. Save... More >>


5 simple ways to stay connected as a family on a budget
(BPT) - School's out, summer's here and the family is ready for some fun-in-the-sun memory making! It's the perfect time to bond, catch up and enjoy the slower pace of the season. However, with fun on the brain, it's easy to find yourself dipping into pockets a bit more for ice cream treats and new... More >>


Credit union or bank: What's right for you?
(BPT) - The banking and credit union worlds are as much the same as they are different. Both are eager to earn your business and to provide you with loans, mortgages, savings and checking accounts. With that said, there are some significant differences between the two financial institutions. In tod... More >>


Shop for health care with these websites and apps
(BPT) - As our nation seeks solutions to help improve the health care system, there is at least one goal we can all agree on: the importance of making health care quality and cost information more accessible.This is an important effort that has the potential to help improve health outcomes and make... More >>


How to make sure your financial advisor is working in your best interest
(BPT) - Let's face it: finances can be complicated. Whether opening a new investment account, saving for your child's college fund or rolling over a 401(k), sometimes you need professional financial help.But who to turn to? A financial advisor can be a great resource for professional guidance so th... More >>


Crunching dollars and planning weddings: How to financially plan for the big day
(BPT) - Attending most weddings, with the exception of your creepy uncle's third marriage, is great. You eat free food, get to dance to music and leave without having to take part in the cleanup or the costs.It gets a little different when you're the one footing the bill. Then you're confronted wit... More >>


3 reasons to go cashless
(BPT) - The dollar, the euro, the pound, the yen… the currency people use around the world has many different names, but it all shares something in common. Paper forms of currency are out and digital payments are in. The security and convenience of card based electronic payments and digi... More >>


How savvy Wi-Fi use saves data and dollars
(BPT) - Access to cellular data has become the lifeblood of communications in the 21st century. We stay connected to keep up with news, weather and sports, listen to music, check email, watch movies and videos or grab new apps that let us do even more. With today's technology, a few clicks on your ... More >>


How the state you live in affects your college savings strategy
(BPT) - The cost of a four-year college degree now hovers around the $100,000 mark, according to data from the National Center for Education Statistics. While high college costs seem universal these days, college savings strategies are far from a one-size-fits-all. Many factors influence how you'll... More >>


Seeking a small business loan? What you should know
(BPT) - Small businesses still struggle to obtain credit; nearly half of those who applied for credit in 2016 didn't get all the funding they sought, and 17 percent of those who didn't apply for financing skipped it because they didn't think they could get what they needed, according to the Federal... More >>


Finding success in direct sales
(BPT) - What's better than being your own boss, setting your own hours, determining your own salary and having an office wherever you happen to be? It's a Utopian idea that is reality for tens of thousands of people working independently in direct sales worldwide. But getting there isn't easy. It t... More >>


Tips to prepare your budget before buying a home
(BPT) - It's virtually impossible to know what size home you can afford if you aren't fully aware of how much money you are earning and how much you are spending each month.Start with your income: How much do you bring home after taxes and retirement plan contributions?Next, look at your expenses: ... More >>


Break from basic at home and away [Infographic]
(BPT) - A new survey uncovers the majority of Americans describe time off from work as 'basic' or 'chill' (53 percent) - far more so than 'eventful' (15 percent) or 'adventurous' (13 percent) - but are willing to break from basic.The survey, commissioned by the Marriott Rewards Premier Credit Card ... More >>


3 tips to save money every wedding guest should know
(BPT) - Wedding season fills summer weekends with nuptials, and while we enjoy celebrating the bride and groom, all the 'something borrowed and something blue' adds up to some serious green. In fact, a new survey from Bankrate.com (April 2017) found that nearly half of those surveyed - 47 percent -... More >>



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