Time Is Running Out: Seven Last-Minute Tips For Medicare Open Enrollment
North American Precis Syndicate
It’s a healthy idea to review your Medicare plan now. (NAPS)
(NAPSI)—The last day of Medicare’s Annual Election Period
(AEP) is this Friday, December 7. eHealthMedicare
outlines seven things all Medicare enrollees should know about their open
1. Get motivated. This open
enrollment period comes around only once per year. Whether you’re
currently enrolled in a Medicare Advantage Plan or are looking to sign up for
the first time, it’s important to compare your plan options by December
7th. Make sure your Medicare insurance coverage will still meet your
needs for 2019.
2. Take control of change.
Every year, insurers make changes to plan details. Your current plan may be
changing your out-of-pocket costs, the doctors you can see, or your covered
drugs. You have a once-a-year opportunity to take control of these changes by
shopping your options to ensure you end up with the best plan for your needs.
3. Make sure your preferred doctors
are covered. Check to make sure the doctors, clinics, pharmacies and
hospitals you want to use are still covered under your current plan, as well
as any new plan you may consider. You can find doctor network information
when shopping online, but call your doctor to confirm his or her network
status before enrolling.
4. Make sure your prescription
drugs are covered. Will your current plan still cover the drugs you need
next year? Online tools can help you see which plans include your drugs on
their formulary at the lowest out-of-pocket cost. People using the drug
coverage comparison tool at www.eHealthMedicare.com
last year, for example, found an average of $611 per year in potential
5. Compare services among plans.
Online Medicare marketplaces offer easy-to-use comparison tools and plan
recommendations. In an instant, you can compare plans side by side to review
the price and benefits offered, including preferred pharmacies and mail-order
prescription discounts, dental, vision, hearing and fitness benefits. Some
plans offer benefits and perks that others do not, but little differences can
make all the difference when it comes to your satisfaction with your
6. Get personal help when you need
it, shop online when you don’t. Beyond online comparison tools and
plan recommendations, full-service Medicare marketplaces offer you a phone
number to talk with a licensed agent for more personalized help when you need
it. Also look for a Better Business Bureau accreditation seal and check that
the company running the website is officially approved by the Centers for
Medicare & Medicaid Services (CMS).
7. You’re not locked in to
last-minute Medicare Advantage choices. If you choose a Medicare
Advantage plan by December 7, and later realize a different plan would better
fit your needs, you’ll have a chance to reconsider your selection early
next year during the new Medicare Advantage Open Enrollment period, which
runs from January 1 through March 31, 2019.
“Online tools can help you see which Medicare plans include your drugs
at the lowest cost. People using the drug coverage comparison tool at www.eHealthMedicare.com
last year found an average of $611 in potential savings. http://bit.ly/2SuizMe”
On the Net:North American Precis Syndicate, Inc.(NAPSI)